Philip E. Andreae is an internationally experienced individual capable of designing managing and implementing complex solutions.  I have found my final career step within the Oberthur family.


06/03/2013 05:33 PM -0400

Consultant to fortune 50 companies and start-ups offering strategic thought designed to stretch your organization to think beyond the 16 week quarterly report and focus on what is your “Future as the Present of the Past”.  With values that want to balance benefits across all stakeholders, focus on social values and domestic - international commerce and embrace the global reality of our world.

An international business and technology executive capable of leading and mentoring teams of 11 to 200, through change and day to day operations.

Currently focus on the evolution and convergence through product development of chip cards and mobile devices as they integrate standards, services and specifications: e.g. ISO, NIST, NSTIC, ETSI, EPC, EU, PCI, EMV, NFC, PIV, Global Platform … PKi and cryptographic techniques with the mobile phone and extended displays ranging from a ISO7810 size screen to a Times Square screen. Able to offer secure transactions recorded and auditable by the consumer through to every relationship they interact with.

On the edge of the development of “Chip and Choice”: contactless mobile wallets, and mobile payments.

Broad international experience implementing, evangelizing, and developing technologies in: financial services, healthcare, payments, cards, mobile, networking, trading, energy, and government.

Consistent success in business environments constrained by tight budgets, limited execution time, and complex requirements.

Elite change manager, influencer, and trouble-shooter with business, operations, and technology expertise.

Broad technology background: security, software development, network design, telecommunications, transaction processing, database management, mobile banking and payments.

Managed $180 million project budgets / $25 million division with 10 direct reports and 180 staff.

Built mainframe, server, green screen and HTML based transaction processing system able to support 2 trillion dollars per year and thousands of transactions a second.

Crafted and executed staff/expense/capital reduction process improvement programs, reducing 72 staff to 49 and budget by >30%.

Expanded IT department to support quality improvements, 25% annual transaction growth, network expansion and the removal of the iron curtain.

Created solutions aimed at reducing worldwide card fraud by 50%.

06/03/2013 17:33:58 -0400


My history is in three stages. 


In the beginning, 4 years on the job computer sciences experience.  


Next 5 years as a project / program manager.  I built trading rooms on Wall Street.  Then to Europe to build rooms in Victoria and the City of London.  This created a reputation of delivering cutting edge results in solutions constrained by tight budgets, limited execution time frames and complex user requirements. 


The next phase, leadership and operating at the C level.  Our goal to building transaction processing, clearing and settlement systems while expanding and operating a 120 point European network, requiring 5 nines and capacity for Seasonal peaks: quality initiatives, EDP audits, information engineering techniques, innovation and product leadership.


Got caught up in smart cards, EMV, fraud, identity, credential, certificates and cryptography; we can claim responsibility for the technology in 1.4 billion Bank Cards and 20 million merchant terminals. 


I did have one opportunity to conduct a downsizing after I took over the role of Director European Telecommunications for Shearson Lehman London.  An interesting memory of what we are currently going through after the crash of that same leadership, the other partners already having moved to Citibank.


In 1996 established PA&A.  I successfully created the ability to help business, operations and technology executive view their opportunities and issues.  Focusing on client value, drive mentor products and projects, look at operations & solutions while focusing stakeholder returns. 


Philip has extensive international experience with payment solutions ranging from credit and debit cards to ACH, secure wire and mobile.


In summary, I manage the creation of organizational change, technology integration, business process changes and complexity; in an integrated package.


Of particular interest I've specialized in the migration to "Chip and PIN', EMV, Smart Cards, eMoney helping issuers, acquirers, processors. merchants and banks appreciate the security implications and value added opportunities.


Along with all of this I have been focused on a potential investment that requires significant funding given the activities of other chasing trust and secure computing.


I am ready to relocate and travel.


Current thinking is about Mobile Financial Services